• Couples frequently report that money is a major difficulty in their relationship, often avoiding the topic altogether. Yet, in every relationship, money becomes an important part of the whole picture. What are your values, fears, hopes and habits around money? An increase in harmony, intimacy and net worth are available when couples learn to communicate their desires and fears and to honor their differences.
  
  Start the process and learn about my work by downloading this free, no obligation, ebook today.
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  Note : You may need the free PDF viewer to use these tools. Download Now.
  
  Actual Net Worth Worksheet :
  Expand the traditional net worth statement one step farther by including what I call 'human assets." These are items we typically omit from the net worth concept, but as you will see, they are a true and powerful component of wealth. Click to view. (PDF)
  
  Spending Intentions Worksheet:
  For most people, strict budgeting, like strict diets, doesn't work as well as a plan that gives you flexibility. On this sheet, you'll develop a spending range for each area of your expenses. Click to view. ( PDF )
  
  Rent Vs. Buy Calculator :
  This great NY Times Calculator will help you determine why it is not always better to buy, and is often better to rent.Click to view. ( Opens new window )
  
  
  
  

Spencer is featured in this month’s Men’s Health magazine. To learn about the key money conversations that men must have in order to experience financial freedom and ease, click here to view the article. ( PDF )

Know a man who could use a money conversation? Email him a link to the article!

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